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About Growth Capital Source

Capital for businesses that have earned their next step.

Growth Capital Source provides term loans, equipment financing and SBA loans to established U.S. businesses planning a specific expansion.

We built Growth Capital Source around one kind of borrower: the owner of a business that already works, with a clear idea of what comes next. A second location. A new line. Equipment that turns away less work. These owners don’t need to be sold on borrowing; they need the right structure and honest arithmetic.

So we lead with numbers. Every product page states its typical range, term and cost basis. Every chart on this site is an illustrative example with its assumptions in the caption. And every offer from our underwriting team arrives in writing, with the monthly payment and the total cost of financing, before anything is signed.

We review every application, whatever the revenue or time in business, and we tell you plainly when a different product would cost you less.

How we work

Principles we report against

Numbers before signatures

Payment, term, rate and total cost in writing before you commit.

Structure fits the plan

Long-lived investments get longer terms; short-term needs get short-term money.

Assumptions stated

Illustrations show their inputs. Nothing on this site is presented as a result.

No fee to apply

Applying is free. Any cost appears in your written offer and nowhere else.

Who we fund

Industries we commonly serve

Restaurants and food serviceMedical and dental practicesConstruction and tradesManufacturingRetailWholesale and distributionProfessional servicesSalons and fitnessAuto repairE-commerce
Our standards

What we won't do

  • Charge you to apply
  • No obligation to accept
  • Hide the total cost of financing
  • Present an illustration as a promise
Closing statement

Ready to put numbers on the plan?

Seven questions, about seven short questions, and a written offer from our underwriting team if you qualify. Prefer to talk it through first? Call us.

Call 231-383-6049No fee to apply · About 7 questions
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